Certificates of Deposit The following is general information about TCCU Certificates of Deposit. MINIMUM BALANCE REQUIREMENTS Minimum deposit of $1,000 COMPOUNDING OF INTEREST Monthly Compounding PAYMENT OF INTEREST Payment to Principal Deposit to Checking or Savings Account Payment by Check SENIOR PREMIUM Members age 55 or over may receive a .10% premium rate. This premium may not apply to certain promotional rates. JUMBO CERTIFICATES Balances of $75,000 or greater may receive a .25% premium rate. This premium may not apply to certain promotional rates. TERMS AVAILABLE 90-Days 182 Days 1 Year 18 Months 2 Years 3 Years 4 Years 5 Years EARLY WITHDRAWAL PENALTIES APPLY See terms and conditions for an explanation of early withdrawal penalties applicable to certificates of deposit. TERMS AND CONDITIONS TERMS AND CONDITIONS