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COMMON FEATURES TO ALL DEPOSIT ACCOUNTS - Terms And Conditions

BYLAW REQUIREMENTS - You must complete payment of one share in your Regular Savings account as a condition of admission to membership.

TRANSACTION LIMITATION - We reserve the right to, at any time, require not less than 60 days written notice before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined in Regulation D.

NATURE OF DIVIDENDS - Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. This disclosure further explains the dividend feature of your non-term share account(s). We may not pay dividends for an item deposited and subsequently returned unpaid (i.e. NSF).

NATIONAL CREDIT UNION SHARE INSURANCE FUND - Member accounts in this credit union are Federally insured by the National Credit Union Share Insurance Fund.

FEES AND CHARGES - Please see our Fees and Service Charges page.