Consumer Lending

Texoma Community Credit Union offers many fine loan products to help you acquire the things you need and many of the things you want. Call your loan officer at 940-851-4000 or "Dial a Loan" at 940-855-5626 to start your application. Our low rates and convenient payment plans can save you money!

NEW and USED CAR LOANS

Your new car purchase can be financed up to 120% of the Estimated Dealer cost or your "new" pre-owned car can be financed up to 120% of its NADA trade-in value (including TT&L). Some autos may be financed for up to 125% of value, and/or 72 months. Your loan payments can be made by electronic transfer to save you the hassle of sending it through the mail or dropping it off at the credit union.

RECREATIONAL VEHICLE LOANS

Let the credit union help you get that RV, motor home, or boat you have been wanting. Call your loan officer for details on making that "big toy" your very own.

OVERDRAFT LINE OF CREDIT

Even the best of us makes a mistake once and awhile. Too bad for you if that mistake is in your checkbook and you find yourself inadvertently "bouncing" a check at the grocery store. An overdraft line of credit loan is like an insurance policy against that kind of embarrassment. Why not let the credit union cover that bounced check from your line of credit?

SIGNATURE LOANS

Taking a vacation? Making an unexpected trip? Need to buy a present for that anniversary you forgot? Short of cash? A signature loan may be just what you need to get by.

SHARE SECURED LOANS

Perhaps you are reluctant to spend all that money you have saved over the last five years. A share secured loan is like borrowing your own money. It is a quick and easy way to purchase something you need and still hang on to your savings. You can borrow any amount up to the amount of your savings or certificates of deposit you are willing to pledge.

For Real Estate Lending, Click Here

Terms and interest rates for all loans are dependent upon your credit rating, and other factors, such as the amount of money you need to borrow and the age and type of collateral. Call a loan officer for details. 940-851-4000