Effective July 1, 2009.   Prices subject to change without notice.

 

$25.00   Insufficient Funds Fee  (Check, ACH, debit card, ATM card, etc.)

$25.00    Overdraft Privilege (ODP) Fee (Assessed on each item paid)

  $2.00    Automatic Overdraft Protection transfer from shares 

$25.00   Nonsufficient Funds (NSF) Fee (Assessed per NSF item unpaid)

$25.00   Returned Item (NSF) for TCCU loan payment

$25.00   Stop payment on check or ACH

$25.00   Item deposited/cashed returned unpaid (1 item/mo., no charge)

$25.00   Research/Reconciliation of accounts ($25/hr, 1 hour minimum)

$50.00  Impound Fee (Liens, Levies, Judgments, Warrants, Child Spt, etc.)

$25.00   Closing a share account within 90 days of opening

$25.00   Re-opening closed account

$25.00   Change joint owner on account  (first 3 changes are free)

$25.00    Overnight mail delivery (USPS, FedEx, UPS, etc.)

$25.00   International wires (if available)

$25.00   Western Union wire transfer

$15.00   Wire transfer to another financial institution

$10.00   Collection items  (outgoing/incoming)

$10.00   Check by Phone loan payment (from another financial institution)

$15.00   Money Market Gold Accounts (monthly, if balance < $10,000)

  $5.00    Money Market Savings/Checking/MM Gold transactions (for each withdrawal after 6, per month)

  $5.00    Withdrawal from Special Savings or Christmas Club (excludes annual distribution)

  $6.50    Vantage / Advantage Checking monthly  (if balance < $750)

  $5.00    Money Market Savings/Checking/Gold transactions (for each withdrawal after 6, per month)

  $3.00    Value Checking monthly  (Plus 40¢ per check if > 10 checks/mo.)

  $5.00    Debit MasterCard replacement

  $5.00    Temporary Checks  (10 minimum)

  $5.00    Photocopy of check  (per check, see note 1)

  $2.00    Photocopy/Printout account activity (up to 5 pages, see note 1)

  $5.00    Statement returned or USPS addr change (each undeliv. item)

  $5.00    ACH item origination fee  (one time charge)

  $1.00    Automatic check disbursement  (monthly fee)

  $1.00    ATM transactions at foreign machine (Non-TCCU ATM)

  $5.00    Share account min. bal. fee - monthly (if balance drops < $25)

  $1.00    Excessive share withdrawals  (over 4/month)

  $1.00    Telephone inquiry or transfer  (free via Access 24 - call 855-2828)

  $5.00    Cashier’s Check (guaranteed payment)

  $1.00    Teller Check

    $.50    Money Order

  $5.00    Dormant account  - per month

  $5.00   Notary Service, per each notary seal (Free w/ Free n EZ Checking)

  $5.95    EZ Pay -“Pay Anyone”  Bill Payer,  monthly *  (see note 2)

  $6.95    EZ Pay - “Pay Anyone + E-Bills”  Bill Payer, monthly * (see note 2)

  $7.95    EZ Pay - “Total Bill Management” Bill Payer, monthly * (see note 2)

    $.50    EZ Pay - Additional Bill Pay transactions, above 15 per month

   $115    Safe Deposit Box Drilling Fee

      5%    Late Fee, Loan payments (5% of payment if 10 days or more late)

    10%    Self-serve Coin Counting Machine,  non-members (10% of total)

      3%    Self-serve Coin Counting Machine, TCCU member (3% of total)

 

* NOTES:                1.  Account printouts are free via self-service internet banking

                2.  EZ Pay Bill Payer is free to members with debit or credit card,                             

and to members with Free ’n’ EZ Checking accounts.