About Your Credit Union
Information Desk
TCCU @ Home (Home Banking)
Savings and Checking Accounts
Certificates of Deposit
Consumer Lending
Credit Cards
Visa® Check Card
Real Estate Lending
Other Services
Rates
Fees and Service Charges
Helpful Links
Email Directory
Return Home
|
Deposit and Loan Rates
Rates as of May 19, 2010
| SAVINGS AND CHECKING ACCOUNTS |
| Account
Type |
Compounding |
Minimum |
Rate |
APY |
| Shares/Savings |
Quarterly |
$100 |
0.50% |
0.501% |
| Christmas Club |
Quarterly |
$100 |
0.50% |
0.501% |
| IRA Savings |
Quarterly |
$100 |
1.00% |
1.004% |
| The rates above are declared and paid quarterly.
|
| Vantage/Advantage Checking |
Monthly |
$750 |
0.50% |
0.501% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $0.01-$99.99 |
Monthly |
$100 |
0.00% |
0.00% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $100.00 -$4,999.99 |
Monthly |
$100 |
0.499% |
0.50% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $5000.00-$24,999.99 |
Monthly |
$100 |
0.509% |
0.51% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $25,000.00-$49,999.99 |
Monthly |
$100 |
0.519% |
0.52% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $50,000-$74,999.99 |
Monthly |
$100 |
0.529% |
0.53% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $75,000.00-$99,999.99 |
Monthly |
$100 |
0.529% |
0.53% |
Free 'n' EZ Checking
with Avg Monthly Balance
of $100,000 and above |
Monthly |
$100 |
0.549% |
0.55% |
| MONEY
MARKET ACCOUNTS |
| Account
Type |
Compounding |
Minimum |
Rate |
APY |
| MMA over $2,500 |
Monthly |
$2,500 |
0.50% |
0.501% |
| MMA under $2,500 |
Monthly |
$100 |
0.50% |
0.501% |
Money Market Gold
with Avg Monthly Balance
of $0.01-$99.99 |
Monthly |
$100 |
0.00% |
0.00% |
Money Market Gold
with Avg Monthly Balance
of $100.00 -$9,999.99 |
Monthly |
$100 |
0.50% |
0.501% |
Money Market Gold
with Avg Monthly Balance
of $10,000.00-$24,999.99 |
Monthly |
$100 |
0.50% |
0.501% |
Money Market Gold
with Avg Monthly Balance
of $25,000.00-$49,999.99 |
Monthly |
$100 |
0.56% |
0.561% |
Money Market Gold
with Avg Monthly Balance
of $50,000-$74,999.99 |
Monthly |
$100 |
0.62% |
0.622% |
Money Market Gold
with Avg Monthly Balance
of $75,000.00-Above |
Monthly |
$100 |
0.68% |
0.682% |
The rates above are subject to change at any time.
| CERTIFICATES
OF DEPOSIT |
| Certificate
Term |
Compounding |
Minimum |
Rate |
APY |
| 3 Months |
Quarterly |
$1,000 |
0.499% |
0.50% |
| 6 Months |
Quarterly |
$1,000 |
0.598% |
0.60% |
| 1 Year |
Quarterly |
$1,000 |
0.747% |
0.75% |
| 18 Months |
Quarterly |
$1,000 |
0.747% |
0.75% |
| 2 Years |
Quarterly |
$1,000 |
0.995% |
1.00% |
| 3 Years |
Quarterly |
$1,000 |
1.243% |
1.25% |
| 4 Years |
Quarterly |
$1,000 |
1.489% |
1.50% |
| 5 Years |
Quarterly |
$1,000 |
1.489% |
1.50% |
| Senior Premium Certificates |
Quarterly |
$1,000 |
APY Above + 0.10% |
| Jumbo Certificates |
Quarterly |
$75,000 |
APY Above + 0.25% |
| Senior Jumbo Certificates |
Quarterly |
$75,000 |
APY Above + 0.35% |
The rates above are
subject to change weekly.
APY = Annual Percentage Yield
Fees or other conditions could reduce earnings.
A penalty may be imposed for early withdrawal of certificates.
|
|
|
| LOAN RATES
|
| Type of Loan
|
Interest
Rate (APR) |
|
*Not Higher Than
|
*As Low As
|
| 2010 New Automobiles |
17.75% |
6.50% |
| 2008 and Older Used Automobiles |
17.75% |
6.50% |
|
|
|
| Recreational Vehicles |
17.75% |
6.50% |
| Other Secured Loans |
17.90% |
6.00% |
| Signature Loans |
17.90% |
9.90% |
| Overdraft Protection Loans |
18.00% |
| Loans Secured by Share Account |
2.0% over rate of deposit securing the loan |
| Real Estate and Home Equity Loans |
Call 940-851-4000 |
| *Your specific APR is determined based upon
your credit rating. The better your credit rating, the lower your
interest rate. Your interest rate MAY be 0.25% higher if you do not have your loan payment processed by electronic transfer. |
The rates above are
subject to change with market conditions.
APR - Annual Percentage Rates
For more information on rates and fees, email us at
info@texomacu.com
or call 940-851-4000
Back to top
|
